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POLICY OF TITLE INSURANCE <br /> ISSUED BY <br /> First American Title Insurance Company <br /> SUBJECT TO SCHEDULE B AND THE CONDITIONS AND STIPULATIONS HEREOF, FIRST AMERICAN TITLE <br /> INSURANCE COMPANY a California corporation,herein called the Company,insures the insured,as of Date of Policy <br /> shown in Schedule A, against loss or damage not exceeding the amount of insurance stated in Schedule A,and costs, <br /> attorneys'fees and expenses which the Company may become obligated to pay hereunder,sustained or incurred by said <br /> insured by reason of <br /> 1 Title to the estate or interest described in Schedule A being vested other than as stated therein <br /> 2 Any defect in or lien or encumbrance on such title, <br /> 3 Unmarketability of such title, or <br /> 4. Any lack of the ordinary right of an abutting owner for access to at least one physically open street <br /> or highway if the land, in fact,abuts upon one or more such streets or highways, <br /> and in addition,as to an insured lender only <br /> 5 Invalidity of the lien of the insured mortgage upon said estate or interest except to the extent that <br /> such invalidity, or claim thereof, arises out of the transaction evidenced by the insured mortgage <br /> and is based upon <br /> a usury or <br /> b. any consumer credit protection or truth in lending law, <br /> 6 Priority of any lien or encumbrance over the lien of the insured mortgage said mortgage being <br /> shown in Schedule B in the order of its priority,or <br /> 7 Invalidity of any assignment of the insured mortgage provided such assignment is shown in <br /> Schedule B <br /> IN WITNESS WHEREOF, First American Title Insurance Company has caused this policy to be signed and sealed by its <br /> duly authorized officers as of Date of Policy shown in Schedule A <br /> First American Title Insurance Company <br /> �[? j,,rVI P, BY PRESIDENT <br /> e <br /> ATTEST SECRETARY <br />