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								          		v-,.ty uueb not insure against loss or damage, nor against costs, attorneys' fees or expenses,any or all of what arise by
<br />		reason of the following
<br />   		Part One
<br />      		1  Taxes or assessments which are not shown as existing Dens by the records of any taxing authority that levies taxes or
<br /> 			assessments on real property or by the public records
<br /> 			Proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings,whether or
<br /> 			not shown by the records of such agency or by the public records
<br />      		2  Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an
<br /> 			inspection of the land or by making inquiry of persons in possession thereof
<br />      		3  Easements, liens or encumbrances,or claims thereof,which are not shown by the public records
<br />      		4  Discrepancies conflicts in boundary lines,shortage in area,encroachments,or any other facts which a correct survey
<br /> 			would disclose,and which are not shown by the public records
<br />      		5  (a)  Unpatented mining claims, (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof,
<br /> 			(c) water rights,claims or title to water
<br />     		6  Any right, title, interest, estate or easement in land beyond the lines of the area specifically described or referred to
<br /> 			in Schedule C or in abutting streets roads, avenues, alleys, lanes ways or waterways, but nothing in this paragraph
<br /> 			shall modify or limit the extent to which the ordinary right of an abutting owner for access to a physically open
<br />			street or highway is insured by this policy
<br />     		7  Any law,ordinance or governmental regulation (including but not limited to building and zoning ordinances) restrict-
<br /> 			ing or regulating or prohibiting the occupancy, use or enjoyment of the land or regulating the character,dimensions
<br />			or location of any improvement now or hereafter erected on the land,or prohibiting a separation in ownership or a
<br />			reduction in the dimensions or area of the land,or the effect of any violation of any such law ordinance or govern
<br />			mental regulation
<br />     		8  Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appears
<br />			in the public records
<br />     		9  Defects, liens, encumbrances adverse claims, or other matters (a) created,suffered,assumed or agreed to by the in
<br />			sured claimant, (b) not shown by the public records and not otherwise excluded from coverage but known to the
<br />			insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest insured by this
<br />			policy or acquired the insured mortgage and not disclosed in writing by the insured claimant to the Company prior
<br />			to the date such insured claimant became an insured hereunder, (c) resulting in no loss or damage to the insured
<br />			claimant, (d) attaching or created subsequent to Date of Policy or (e) resulting in loss or damage which would not
<br />			have been sustained if the insured claimant had been a purchaser or encumbrancer for value without knowledge
<br /> 		Part Two
<br />		1.     General  and  Special  taxes  for  the  fiscal  year  1976-77,  now  a
<br />			lien,  not  yet  payable .
<br />		2      An  easement  for  hereinafter  specific  purpose  and  incidental
<br />			purposes ,  recorded  in  Book  2$,  page  233,  of  Deeds,  and
<br />			recorded  in  Book  29,  page  65  of  Deeds .
<br />			Said  easement  is  for  making,  laying,  repairing  and  improving
<br />			all  irrigating  ditches  or  pipes  and  cannot  be  located  from
<br />			the  record
<br />		3      An  easement  for  hereinafter  specific  purpose  and  incidental
<br />			purposes,  recorded  In  Book  79,  page  142,  of  Deeds
<br />			Said  easement  is  for  pipe  lines  and  cannot  be  located  from
<br />			the  record.
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