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C. Automobile Liability Insurance - Primary insurance coverage shall be written on <br />ISO Business Auto coverage form for all owned, hired, and non -owned automobiles or symbol 1 <br />(any auto). The policy shall have a combined single limit of not less than $1,000,000 for bodily <br />injury and property damage, per occurrence. <br />If Subrecipient is transporting one or more non -employee passengers in performance of contract <br />services, the automobile liability policy shall have a combined single limit of $2,000,000 for <br />bodily injury and property damage per occurrence. <br />If owns no autos, a non -owned auto endorsement to the General Liability policy described above <br />is acceptable. <br />D. Umbrella Liability Insurance — An umbrella (over primary) or excess policy may <br />be used to comply with limits or other primary coverage requirement. When used, the umbrella <br />policy shall apply to bodily injury/property damage, personal injury/advertising injury and shall <br />include a "dropdown" provision providing primary coverage for any liability not covered by the <br />primary policy. The coverage shall also apply to automobile liability. <br />E. Additional Insured — All policies, except for Workers' Compensation, Errors and <br />Omissions and Professional Liability policies, shall contain additional endorsements naming <br />COUNTY and its officers, employees, agents, and volunteers as additional insureds with respect <br />to liabilities arising out of the performance of services hereunder. The additional insured <br />endorsements shall not limit the scope of coverage for the COUNTY to vicarious liability but <br />shall allow coverage for the COUNTY to the full extent provided by the policy. Such additional <br />insured coverage shall be at least as broad as Additional Insured (Form B) endorsement form <br />ISO, CG 2010.11 85 (form provided by the COUNTY's Risk Management, if requested). <br />F. Waiver of Subrogation Rights — Subrecipient shall require the carriers of the <br />above required coverages to waive all rights of subrogation against COUNTY, its officers, <br />employees, agents, volunteers, Subrecipient s and sub-S Subrecipient s. All general or auto <br />liability insurance coverage provided shall not prohibit Subrecipient and Subrecipient's <br />employees or agents from waiving the right of subrogation prior to a loss or claim. Subrecipient <br />hereby waives all rights of subrogation against the COUNTY. <br />G. Policies Primary and Non -Contributory — All policies required above are to be <br />primary and non-contributory with any insurance or self-insurance programs carried or <br />administered by COUNTY. <br />H. Severability of Interests — Subrecipient agrees to ensure that coverage provided to <br />meet these requirements is applicable separately to each insured and there will be no cross - <br />liability exclusions that preclude coverage for suits between Subrecipient and the COUNTY or <br />between the COUNTY and any other insured or additional insured under the policy. <br />I. Acceptability of Insurance Carrier — Unless otherwise approved by Risk <br />Management, insurance shall be written by insurers authorized to do business in the State of <br />California and with a minimum "Subrecipient" Insurance Guide rating of "A-VII." <br />Page 6 of 14 <br />